Competition in the Commercial Banking System
Economy
Message from the Chairman of the Board
Financial Summary
Contents
Cover page
Rear page
Referral Parties
Directory
-Management
-Executive Officers
-Board of Directors
-Organization Chart
-Registration and Shareholders Structure
Organization and Management
2004 Profit Summary
Financial Statements : Year Ended December 31 , 2004
Report of the Audit Committee
-Income Structure of the Bank, Subsidiaries and Associated Companies
-Subsidiaries, Associated and Related Companies
-Social Contributions
-Risk Management
-Human Resource Development
-Organizational Restructuring
-Branch Development
-Innovations and New product Developments
-Highlights in 2004
-Review of Bank Operations
Performance in 2004